Posts by Eunice Cabrera
Florida Assignment of Benefits: Why You Need an Attorney Instead
When your home suffers damage from a storm, fire, or other covered event, dealing with insurance claims can feel overwhelming. A contractor might approach you with a helpful solution: signing an Assignment of Benefits (AOB) that lets them handle everything for you. While this might sound convenient, Florida’s Assignment of Benefits system can strip away…
Read More5 Common Types of Property Damage Claims and How to Handle Them
A Guide for Florida Homeowners in Property Damage Claims Owning property in Florida comes with many benefits, but it also carries unique risks, particularly from severe weather. When your property sustains damage, filing an insurance claim is a critical step toward recovery. Understanding the different types of property damage claims and knowing how to navigate…
Read More4 Ways We’ll Fight Your Lowball Insurance Offers in Florida
How We Fight Lowball Insurance Company Offers After an accident or injury, the last thing you want is to be taken advantage of by your insurance company. Unfortunately, it happens all too often. Insurance adjusters may present a “lowball offer” — a settlement amount that is far less than what your claim is actually worth.…
Read MoreWhat Business Owners Need to Know About Commercial Property Damage Claims
Navigating Commercial Property Damage Claims For a business owner, damage to your commercial property can be devastating. Whether from a natural disaster, fire, or accident, the aftermath disrupts operations and threatens your bottom line. Filing a commercial property damage claim adds another layer of complexity during an already stressful time. Understanding this process is not…
Read MoreRed Flags in Property Insurance Policies
Red Flags in Property Insurance Policies Every Florida Homeowner Should Know Florida property owners face unique insurance challenges. Between hurricanes, flooding, and an increasingly complex insurance market, protecting your home requires more than just purchasing a policy — it demands vigilance. Understanding property insurance red flags can save you thousands of dollars and prevent devastating…
Read MoreWhat’s the Difference Between Hurricanes & Tropical Storms?
Hurricane vs. Tropical Storm: Understanding the Crucial Insurance Differences Living in Florida means appreciating the sunshine while also preparing for the storm season. When severe weather approaches, we often focus on the storm’s category. However, when it comes to your insurance policy, the distinction between a “hurricane” and a “tropical storm” can have significant financial…
Read MoreHurricane Gabrielle: What You Need to Know
Hurricane Gabrielle: What You Need to Know Hurricane Gabrielle has rapidly intensified into a powerful Category 4 storm in the Atlantic, capturing attention as it churns through the ocean with maximum sustained winds of 140 mph. While this major hurricane poses no direct threat to land, its presence serves as a critical reminder of the…
Read MoreWhat Happens When Your Insurance Claim is Disputed After a Hurricane?
What to Do When a Hurricane Insurance Claim is Disputed After a hurricane, the last thing any homeowner wants is a battle with their insurance company. You pay your premiums expecting to be covered when disaster strikes. Unfortunately, it’s not uncommon for insurers to deny, delay, or underpay legitimate claims, leaving property owners in a…
Read MoreMany Homeowners Are Not Getting Their 2024 Insurance Payouts
Most Florida Homeowners Didn’t Get 2024 Insurance Payouts After Hurricanes Hurricane season devastated Florida communities throughout 2024, leaving thousands of homeowners facing extensive property damage. While these residents expected their insurance policies to provide the financial protection they paid for, a troubling pattern has emerged: the majority of hurricane damage claims are being closed without…
Read MoreHow Do Insurance Companies Determine Pain and Suffering in Personal Injury Claims?
How Insurance Companies Calculate Pain and Suffering in Personal Injury Claims Personal injury claims extend far beyond medical bills and lost wages. When you’re injured due to someone else’s negligence, you may also be entitled to compensation for pain and suffering — damages that account for the physical discomfort and emotional distress you’ve endured. Understanding…
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