Posts by Eunice Cabrera
Red Flags in Property Insurance Policies
Red Flags in Property Insurance Policies Every Florida Homeowner Should Know Florida property owners face unique insurance challenges. Between hurricanes, flooding, and an increasingly complex insurance market, protecting your home requires more than just purchasing a policy — it demands vigilance. Understanding property insurance red flags can save you thousands of dollars and prevent devastating…
Read MoreWhat’s the Difference Between Hurricanes & Tropical Storms?
Hurricane vs. Tropical Storm: Understanding the Crucial Insurance Differences Living in Florida means appreciating the sunshine while also preparing for the storm season. When severe weather approaches, we often focus on the storm’s category. However, when it comes to your insurance policy, the distinction between a “hurricane” and a “tropical storm” can have significant financial…
Read MoreHurricane Gabrielle: What You Need to Know
Hurricane Gabrielle: What You Need to Know Hurricane Gabrielle has rapidly intensified into a powerful Category 4 storm in the Atlantic, capturing attention as it churns through the ocean with maximum sustained winds of 140 mph. While this major hurricane poses no direct threat to land, its presence serves as a critical reminder of the…
Read MoreWhat Happens When Your Insurance Claim is Disputed After a Hurricane?
What to Do When a Hurricane Insurance Claim is Disputed After a hurricane, the last thing any homeowner wants is a battle with their insurance company. You pay your premiums expecting to be covered when disaster strikes. Unfortunately, it’s not uncommon for insurers to deny, delay, or underpay legitimate claims, leaving property owners in a…
Read MoreMany Homeowners Are Not Getting Their 2024 Insurance Payouts
Most Florida Homeowners Didn’t Get 2024 Insurance Payouts After Hurricanes Hurricane season devastated Florida communities throughout 2024, leaving thousands of homeowners facing extensive property damage. While these residents expected their insurance policies to provide the financial protection they paid for, a troubling pattern has emerged: the majority of hurricane damage claims are being closed without…
Read MoreHow Do Insurance Companies Determine Pain and Suffering in Personal Injury Claims?
How Insurance Companies Calculate Pain and Suffering in Personal Injury Claims Personal injury claims extend far beyond medical bills and lost wages. When you’re injured due to someone else’s negligence, you may also be entitled to compensation for pain and suffering — damages that account for the physical discomfort and emotional distress you’ve endured. Understanding…
Read MoreHow Many Hurricanes Have Hit Florida in Recorded History?
How Many Hurricanes Have Hit Florida in Recorded History? Florida holds an unfortunate distinction: it experiences more hurricane and tropical storm impacts than any other U.S. state. Since meteorologists began keeping detailed records in 1851, approximately 500 tropical and subtropical cyclones have affected the Sunshine State. This staggering number represents nearly three storms per year…
Read MoreWhat to Do If Your Car is Damaged in a Storm?
Storm-Damaged Car? Here’s Your Complete Action Plan Severe weather events cause billions of dollars in property damage annually, and vehicles often bear the brunt of Mother Nature’s fury. From hailstones the size of golf balls to flash floods that turn streets into rivers, storms can transform your reliable car into a costly repair nightmare in…
Read MoreWhat Should You Do If the Alarm Sounds for a Hurricane?
When the Hurricane Alarm Sounds: Your Florida Survival Guide The distant wail of a hurricane alarm cuts through the air, sending an unmistakable message: danger is approaching. For Florida residents, these alerts represent more than just noise—they’re potentially life-saving warnings that demand immediate attention and action. Understanding what to do when you hear that alarm…
Read MoreWhat Hurricane Supplies Can You Get Tax-Free in Florida?
Florida’s New Tax-Free Hurricane Supplies: What You Need to Know Starting August 1, 2025, Florida will offer permanent sales tax exemptions on essential hurricane supplies. This landmark legislation replaces the state’s temporary tax holidays with year-round savings, ensuring families can stock up on critical emergency items without the added financial strain of sales tax. Understanding…
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