Many Homeowners Are Not Getting Their 2024 Insurance Payouts

hurricane insurance payouts

Most Florida Homeowners Didn’t Get 2024 Insurance Payouts After Hurricanes Hurricane season devastated Florida communities throughout 2024, leaving thousands of homeowners facing extensive property damage. While these residents expected their insurance policies to provide the financial protection they paid for, a troubling pattern has emerged: the majority of hurricane damage claims are being closed without…

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How Do Insurance Companies Determine Pain and Suffering in Personal Injury Claims?

personal injury claims

How Insurance Companies Calculate Pain and Suffering in Personal Injury Claims Personal injury claims extend far beyond medical bills and lost wages. When you’re injured due to someone else’s negligence, you may also be entitled to compensation for pain and suffering — damages that account for the physical discomfort and emotional distress you’ve endured. Understanding…

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How Many Hurricanes Have Hit Florida in Recorded History?

hurricanes in recorded history

How Many Hurricanes Have Hit Florida in Recorded History? Florida holds an unfortunate distinction: it experiences more hurricane and tropical storm impacts than any other U.S. state. Since meteorologists began keeping detailed records in 1851, approximately 500 tropical and subtropical cyclones have affected the Sunshine State. This staggering number represents nearly three storms per year…

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What to Do If Your Car is Damaged in a Storm?

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Storm-Damaged Car? Here’s Your Complete Action Plan Severe weather events cause billions of dollars in property damage annually, and vehicles often bear the brunt of Mother Nature’s fury. From hailstones the size of golf balls to flash floods that turn streets into rivers, storms can transform your reliable car into a costly repair nightmare in…

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What Should You Do If the Alarm Sounds for a Hurricane?

stormy-weather

When the Hurricane Alarm Sounds: Your Florida Survival Guide The distant wail of a hurricane alarm cuts through the air, sending an unmistakable message: danger is approaching. For Florida residents, these alerts represent more than just noise—they’re potentially life-saving warnings that demand immediate attention and action. Understanding what to do when you hear that alarm…

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What Hurricane Supplies Can You Get Tax-Free in Florida?

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Florida’s New Tax-Free Hurricane Supplies: What You Need to Know Starting August 1, 2025, Florida will offer permanent sales tax exemptions on essential hurricane supplies. This landmark legislation replaces the state’s temporary tax holidays with year-round savings, ensuring families can stock up on critical emergency items without the added financial strain of sales tax. Understanding…

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What’s the Average Speed of a Hurricane?

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How Fast is the Average Hurricane? Understanding Forward Wind Speeds Hurricanes represent some of nature’s most powerful forces, capable of reshaping coastlines and affecting millions of lives. These massive storm systems capture public attention not only for their destructive potential but also for their complex behavior patterns. One of the most frequently asked questions about…

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What If Hurricane Insurance Only Offers You Half of What You’re Owed?

tree-on-building-roof-damage-hurricane

What If Hurricane Insurance Only Offers You Half of What You’re Owed? Hurricane season brings devastation that can destroy homes and upend lives. After weathering the storm, homeowners face another challenge: dealing with insurance companies that often present settlement offers far below what’s needed for repairs and recovery. Receiving an insurance settlement offer that’s only…

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What If You Are Injured at Home in a Hurricane?

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When Hurricane Strikes: What If You’re Injured at Home? Florida’s hurricane season brings more than just property damage concerns. When powerful storms hit, the risk of personal injury within your own home increases significantly. Whether it’s a falling tree branch crashing through your roof, debris flying through a window, or a slip and fall on…

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What Was the Most Devastating Hurricane on Record?

devastating hurricane

The Most Devastating Hurricane on Record: Lessons from History Hurricanes have shaped American history through their immense power to destroy entire communities within hours. These natural disasters leave behind trails of devastation that can take decades to recover from, claiming thousands of lives and causing billions of dollars in damage.  While many storms have earned…

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