Southeast and Southwest Florida Insurance Claim Lawyer
Has your insurance company denied a claim for property damage to your home or business? Did they say that the damage isn’t included in your insurance coverage? Insurance claim attorneys in Southeast and Southwest Florida have heard every excuse an insurance company can make.
At EC Law Counsel, PLLC., we have over a decade of experience helping clients understand their insurance policies and fight for appropriate claim payments from their insurance companies. Contact us at 954-861-0833 to schedule a free consultation with an insurance claim lawyer in Southeast and Southwest Florida.
Common Property Damage Claims in Southeast and Southwest Florida
Your insurance company is supposed to offer insurance coverage to deal with several types of property damage that your home or business may incur, including:
- Fire damage
- Wind damage
- Water damage
- Hurricane damage
- Flood damage
Be aware that some coverages are only included in separate insurance policies, like flood insurance. Your standard homeowner’s insurance policy won’t cover water damage from a storm surge during a hurricane or flooding from heavy rains. You need separate flood insurance in Florida.
Bad Faith Denials and Underpayments
Insurance companies are supposed to act in good faith for legitimate claims by property owners after something causes property damage to their home, business, or other property. The law requires them to investigate and evaluate every claim thoroughly, fairly, and promptly.
An insurance company is acting in bad faith when it:
- Denies a claim for legitimate property damage
- Underpays a claim by downplaying the damage
- Stalls inspections, filing of reports to higher-level adjusters, or payment of claims
Insurance companies often deny legitimate claims with the hope that their policyholders will give up pursuing the value of their claim. If your insurance company is taking too long to review and adjudicate your claim or has already denied your claim, call an experienced insurance claim lawyer with our firm at EC Law Counsel, PLLC.
Find a Reputable Insurance Claim Lawyer Near You
Insurance claim attorneys know that fighting an insurance company to get the appropriate amount due for a property damage claim can be a long, arduous, and complex process. Your insurance claim lawyer can review the policy coverages for your home, business, vehicles, and other property to determine whether the insurance company is acting in bad faith and obtain the maximum proceeds for your loss.
Insurance claims adjusters represent the insurance company and often underreport the damage to a home or business, devaluing the claim. Dealing with them adds stress without proper legal representation by your side. If you need help with a new, denied, or reopened claim in Southeast and Southwest Florida, contact us at EC Law Counsel, PLLC.
Contact EC Law Counsel, PLLC., for Help With Your Insurance Company in Southeast and Southwest Florida
EC Law Counsel, PLLC., offers new clients a free consultation and retainer on a contingency fee basis. That means our initial meeting costs you nothing, and you don’t pay unless we win for you. Call us at 954-861-0833 to schedule your free consultation with an experienced insurance claim lawyer in Southeast and Southwest Florida.