Experienced Vandalism and Theft Lawyer in Southeast and Southwest Florida
If your home or business suffers damage or losses due to vandalism or theft, you may be able to recover your losses under your homeowner’s or business insurance policy. The insurance policy that may cover the loss will depend on the type of property that was damaged or stolen.
If your southeast or southwest Florida home or business suffered a recent break-in, defacement, or theft, contact a vandalism and theft lawyer with EC Law Counsel today at 954-861-0833. We can help you navigate the complexities of vandalism and theft claims.
What Will Insurance Companies Cover in a Theft or Vandalism Claim?
When you realize you have suffered damages to your business or personal property through theft or vandalism, you should contact the police to open an investigation and file a report. Then, contact your insurance company to notify them of the damage and request an inspection from a field adjuster.
Make a list of stolen or damaged property. Contact the police to add supplemental information to the police report with your inventory of damages. Insurance companies compare claims with police reports to verify that the reported items match in quantity and value.
Is There a Difference in Coverage for Residential vs. Commercial Claims?
A vandalism and theft lawyer from our firm can review your policy to determine your coverage limits and qualifying damages. For a home, damage or losses due to vandalism or theft is generally covered under a homeowner’s insurance policy. This policy typically includes coverage for property damage, theft, and loss of personal belongings caused by vandalism or theft. However, it’s important to review the specific policy language and coverage limits to determine the extent of coverage.
For a business, damage or losses due to vandalism or theft may be covered under a commercial property insurance policy. This policy typically includes coverage for property damage, theft, and loss of inventory or equipment caused by vandalism or theft. Again, it’s important to review the specific policy language and coverage limits to determine the extent of coverage.
In both cases, it’s important to report the vandalism or theft to the police and the insurance company as soon as possible to initiate the claims process and ensure that any necessary evidence is gathered.
Your policy may provide compensation for the following:
- Repair or replacement costs for your home or business gates, windows, doors, security system, etc.
- Structural repairs to walls, roofs, support structures, etc.
- Fire damage and remediation
- Water damage and remediation
- Temporary housing if your home is unlivable
- Business interruption insurance
How Can a Vandalism and Theft Attorney Help My Claim?
An attorney with our firm can help you review your insurance policy and claim documentation for the best opportunity to get claim approval. Insurance companies generally don’t like to pay claims, so having legal representation can keep them honest.
Trust us to:
- Review your policy to understand qualifying damages and claim limits
- Represent your interests with the insurance company
- Gather evidence for your insurance claim
- Explain your policy so you know your rights
- Obtain maximum settlement for your loss and damage
- File litigation for a bad faith denial by the insurance company
Contact EC Law Group for a Vandalism and Theft Attorney, Serving Southeast and Southwest Florida
If you need an experienced vandalism and theft lawyer on your side in a homeowner’s or business insurance claim, contact us at EC Law Group in Hollywood, FL. We proudly serve clients in southeast and southwest Florida. Call us today at 954-861-0833.