Experienced Mold Damage Lawyer Serving Southeast and Southwest Florida
Florida’s abundant rain and humidity cause mold growth in many homes, especially when there is an insulation or ventilation issue. Mold may also spread because of a hidden dripping pipe, a roof leak, or a natural cause like hurricanes or flooding.
If you’ve suffered from the effects of toxic mold exposure, call EC Law Counsel at (954) 861-0833. Our skilled mold damage lawyer in Southeast and Southwest Florida will assess your options and help you recover funds to pay for your mold remediation.
How to Spot a Toxic Mold Problem
Toxic black mold (Stachybotrys chartarum) thrives in high-moisture conditions. It often grows on building materials rich in cellulose, such as drywall. Some strains of black mold produce harmful mycotoxins that can cause a range of serious health problems, including allergies, respiratory issues, and even mold infections. Mold can begin to grow within 24-48 hours of a water leak and can cause serious health problems if not addressed promptly. If you suspect that there may be mold in your property, it is important to take steps to address the issue as soon as possible. This may include removing any standing water, drying out any wet materials, and cleaning and disinfecting any affected areas. If the mold growth is widespread or the affected area is large, it may be necessary to hire a professional mold remediation company to address the issue.
Black mold can be hard to detect unless you spot visible growth. Your house may harbor mold colonies if you notice:
- Signs of moisture, like bubbling paint or rotting wooden floorboards
- Discoloration or black spots on walls, ceilings, or floors
- Poor air circulation in the attic
- A musty smell in humid places like the cabinet under your kitchen sink. A strong musty odor can indicate the presence of mold
- Inexplicable allergies and asthma that may get better after you’ve spent a few days away from home
It is important to note that even if you do not see or smell mold, you may still have mold growing in your home, particularly in areas that are not easily visible such as inside walls or in the attic. A professional can check those areas as well and provide a comprehensive assessment.
Does Your Insurance Policy Cover Mold Damage?
Mold damage coverage depends on the terms of your specific insurance policy. For example, standard homeowners insurance doesn’t cover mold damage that developed because of flooding, a common issue for many Floridians.
Typically, homeowners insurance should cover mold damage if the mold growth occurred because of accidental water damage, like a burst pipe. An insurer may refuse to cover damage that happened due to lack of maintenance, such as a leaking faucet that the homeowner should reasonably have known about but didn’t fix.
EC Law Counsel can help you understand your insurance terms and find out what type of compensation you may expect.
Why You Need a Mold Damage Lawyer
Mold damage claims are notoriously complicated, especially when property damage overlaps with personal injuries. Insurance companies will often try to claim that the mold issue resulted from circumstances that the homeowner’s policy doesn’t cover. Your insurer may even accuse you of causing the mold problem yourself due to lack of regular upkeep or maintenance.
Property damage and personal injury lawyers know how insurance companies work and how to forward your claim. Homeowners in Southeast and Southwest Florida choose EC Law Counsel for:
- 11 years of experience in mold and water damage claims
- Extensive knowledge of the insurance industry
- A personal approach and full attention to each case
- Fast, reliable legal support for both new and denied claims
EC Law Counsel: Helping You Forward Your Mold Damage Claim in Southeast and Southwest Florida
Are you struggling with a complicated mold damage insurance claim? Is your insurer refusing to provide adequate funds to repair your mold damage? Contact EC Law Counsel today. We will examine your policy coverage, negotiate with your insurer, and use every available legal tool to help you reach a fair settlement.
For a free consultation with a mold damage lawyer in Southeast and Southwest Florida, call (954) 861-0833 or fill out our online form.