Legal
Florida Assignment of Benefits: Why You Need an Attorney Instead
When your home suffers damage from a storm, fire, or other covered event, dealing with insurance claims can feel overwhelming. A contractor might approach you with a helpful solution: signing an Assignment of Benefits (AOB) that lets them handle everything for you. While this might sound convenient, Florida’s Assignment of Benefits system can strip away…
Read MoreWhat Business Owners Need to Know About Commercial Property Damage Claims
Navigating Commercial Property Damage Claims For a business owner, damage to your commercial property can be devastating. Whether from a natural disaster, fire, or accident, the aftermath disrupts operations and threatens your bottom line. Filing a commercial property damage claim adds another layer of complexity during an already stressful time. Understanding this process is not…
Read MoreRed Flags in Property Insurance Policies
Red Flags in Property Insurance Policies Every Florida Homeowner Should Know Florida property owners face unique insurance challenges. Between hurricanes, flooding, and an increasingly complex insurance market, protecting your home requires more than just purchasing a policy — it demands vigilance. Understanding property insurance red flags can save you thousands of dollars and prevent devastating…
Read MoreWhat’s the Difference Between Hurricanes & Tropical Storms?
Hurricane vs. Tropical Storm: Understanding the Crucial Insurance Differences Living in Florida means appreciating the sunshine while also preparing for the storm season. When severe weather approaches, we often focus on the storm’s category. However, when it comes to your insurance policy, the distinction between a “hurricane” and a “tropical storm” can have significant financial…
Read MoreHurricane Gabrielle: What You Need to Know
Hurricane Gabrielle: What You Need to Know Hurricane Gabrielle has rapidly intensified into a powerful Category 4 storm in the Atlantic, capturing attention as it churns through the ocean with maximum sustained winds of 140 mph. While this major hurricane poses no direct threat to land, its presence serves as a critical reminder of the…
Read MoreWhat Happens When Your Insurance Claim is Disputed After a Hurricane?
What to Do When a Hurricane Insurance Claim is Disputed After a hurricane, the last thing any homeowner wants is a battle with their insurance company. You pay your premiums expecting to be covered when disaster strikes. Unfortunately, it’s not uncommon for insurers to deny, delay, or underpay legitimate claims, leaving property owners in a…
Read MoreMany Homeowners Are Not Getting Their 2024 Insurance Payouts
Most Florida Homeowners Didn’t Get 2024 Insurance Payouts After Hurricanes Hurricane season devastated Florida communities throughout 2024, leaving thousands of homeowners facing extensive property damage. While these residents expected their insurance policies to provide the financial protection they paid for, a troubling pattern has emerged: the majority of hurricane damage claims are being closed without…
Read MoreHow Many Hurricanes Have Hit Florida in Recorded History?
How Many Hurricanes Have Hit Florida in Recorded History? Florida holds an unfortunate distinction: it experiences more hurricane and tropical storm impacts than any other U.S. state. Since meteorologists began keeping detailed records in 1851, approximately 500 tropical and subtropical cyclones have affected the Sunshine State. This staggering number represents nearly three storms per year…
Read MoreWhat to Do If Your Car is Damaged in a Storm?
Storm-Damaged Car? Here’s Your Complete Action Plan Severe weather events cause billions of dollars in property damage annually, and vehicles often bear the brunt of Mother Nature’s fury. From hailstones the size of golf balls to flash floods that turn streets into rivers, storms can transform your reliable car into a costly repair nightmare in…
Read MoreWhat Hurricane Supplies Can You Get Tax-Free in Florida?
Florida’s New Tax-Free Hurricane Supplies: What You Need to Know Starting August 1, 2025, Florida will offer permanent sales tax exemptions on essential hurricane supplies. This landmark legislation replaces the state’s temporary tax holidays with year-round savings, ensuring families can stock up on critical emergency items without the added financial strain of sales tax. Understanding…
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