Mold damage poses a significant concern for property owners across Florida. As dedicated property damage claims attorneys headquartered in Hollywood, we have witnessed the far-reaching consequences of unaddressed mold issues. These consequences range from structural deterioration to health issues for those living or working within the affected property. Beyond compromising the physical integrity of your property, mold infestations can also diminish its market value, presenting obstacles when attempting to sell or rent your valuable asset.
Common Causes of Mold Damage in Florida Homes
In Florida, the combination of high humidity, warmth, and frequent storms creates a perfect environment for mold growth. Common causes of mold damage in homes can be attributed to moisture from flooding, leaky roofs, plumbing pipes, or appliances leaks. If water damage is left untreated, it becomes a breeding ground for mold. Quick action is essential to prevent small problems from escalating into significant mold issues.
Health Effects of Mold Exposure
Why should you address mold damage quickly? Exposure to mold can have significant health impacts, especially for those sensitive to it. Prolonged exposure can lead to various symptoms ranging from minor allergic reactions such as sneezing, runny nose, red eyes, and skin rash to more severe health problems like asthma attacks. Those with weakened immune systems, children, and the elderly are particularly vulnerable. Chronic exposure can even lead to serious respiratory conditions. Hence, it’s crucial to address mold issues promptly not only to protect your property but also to safeguard the health of the occupants.
First Steps After Mold Discovery
Once you discover mold in your property, the first step is to document everything. Take clear photos or videos to capture the extent of the damage, ensuring that you capture all areas affected by the mold. Remember, this evidence will be crucial when you file a claim with your insurance company. If it’s safe, try to prevent further mold spread, but avoid cleaning up until a professional has assessed the situation.
Consult with Professionals
After documenting the mold, you should consult with professionals in Florida who have experience dealing with mold damage. This could include mold remediation specialists, who will evaluate the situation, identify the mold type, and develop a removal and prevention plan.
Furthermore, it’s a prudent move to get in touch with a property damage claims lawyer. They can offer invaluable advice and guidance on how to effectively navigate the often complex and challenging insurance claims process, ensuring that you receive the compensation you rightfully deserve for the mold damage you’ve encountered.
Filing a Claim with Your Insurance Company
At EC Law Counsel, we suggest filing your mold damage claim as soon as possible to expedite the process. However, the claims process can be challenging and sometimes confusing. It’s important to carefully read your insurance policy to understand the coverage extent. Keep in mind that every insurance policy is different, and some may exclude mold damage unless it resulted from a “covered peril.”
Handling the Claims Process with EC Law Counsel
Insurance companies can be tough to deal with. They may deny your claim, delay the process, or undervalue the damage. This is where having a trusted property damage claims attorney can make a difference. At EC Law Counsel, we help by handling the entire claim process for you, from interpreting your policy to negotiating with the insurer on your behalf.
EC Law Counsel: Your Reliable Property Damage Claims Attorneys in Florida
If you’ve discovered mold damage in your property, it’s essential to act fast. Not only to protect your property but also to ensure that you have a strong insurance claim. At EC Law Counsel, we’ve been assisting clients across Florida for over a decade, helping them recover the compensation they deserve from property damage claims.
For a free consultation with an experienced commercial property attorney in Hollywood, FL, call 954-861-0833 or contact us online. We’re here to guide you through the complexities of the insurance claims process.