Insurance.
Do You Need Flood Insurance Even if You Don’t Live in a Flood Zone?
When most Florida homeowners think about flood insurance, they picture waterfront properties or homes in FEMA-designated high-risk areas. But what if your home sits miles from the coast in what seems like a perfectly safe neighborhood? The answer might surprise you: flood insurance remains one of the most important protections you can have, regardless of…
Read MorePredictions For the 2025 Hurricane Season
Predictions for the 2025 Hurricane Season (and How to Prepare) Whether you’re a homeowner or a business professional assessing risks in Florida, understanding the 2025 hurricane season forecast helps prepare for what’s ahead. From above-average storm activity to the potential for rapid intensification, this season promises to challenge resiliency and preparedness. The hurricane damage claim…
Read More14 Hurricane Safety Tips You Should Know About
When a hurricane strikes, its impact can be devastating. Preparing for the storm, staying safe during it, and navigating the aftermath can seem overwhelming, but these steps are crucial to protecting your family, home, and peace of mind. At EC Law Counsel, we understand that hurricanes are unpredictable, and recovery is often complicated. That’s why…
Read MoreHurricane Weather Patterns: What’s Anticipated for the 2025 Hurricane Season?
Hurricanes are among the most destructive natural disasters, capable of altering entire communities in just a few hours. With the 2025 hurricane season approaching, the stakes are high for homeowners, businesses, and communities, particularly in hurricane-prone areas like Florida. The hurricane damage attorneys at EC Law Counsel will break down the anticipated hurricane weather patterns…
Read More3 Types of Property Damage Related to Hurricanes
How Do Hurricanes Damage Property? Hurricanes are nature’s most destructive forces, capable of leaving a trail of devastation in their wake. Many people imagine hurricane damage as purely wind-related, but these storms cause a wide range of property damage that can impact homeowners and businesses alike. The truth is, understanding the types of property damage…
Read MoreWhat’s the Difference Between Hurricane Insurance and Storm Insurance?
Understanding the Differences Between Hurricane Insurance and Storm Insurance When hurricanes or severe storms strike, they leave more than just destruction in their wake. Many homeowners are also confused about insurance policies. Terms like “hurricane insurance” and “storm insurance” are often thrown around, but what do they actually mean? Are they the same thing, or…
Read MoreHow to Obtain Your Florida Crash Report
What Is a Florida Crash Report & Why Do You Need One The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) maintains critical accident records, which serve multiple important purposes. Your Florida crash report becomes the foundation for your insurance claim, providing the official details your insurer needs to process compensation for your vehicle…
Read MoreHow Long Does an Insurance Company Have to Investigate a Property Damage Claim?
Filing a property damage claim can be a stressful experience, especially when you’re waiting for a resolution while dealing with repairs or disruptions to your home or business. Understanding the timelines insurance companies must follow during the claim process can help set expectations and ensure your rights are protected. If you’ve filed a claim for…
Read MoreWhat is an Insurance Coverage Dispute?
Your Guide to Resolving Denials and Disagreements When you pay for an insurance policy, you expect your insurer to uphold their end of the agreement. However, policyholders across Florida often experience delays, denials, or disagreements when filing a claim. Such situations are known as insurance coverage disputes. The attorneys at EC Law Counsel will explain…
Read MoreWhat Does and Doesn’t Count as Property Damage?
Understanding Personal Property Damage: Key Concepts & Root Causes When disaster strikes your home, knowing what counts as personal property damage can make a world of difference for your insurance claim. Let the team at EC Law Counsel break down what you need to know in simple terms. What qualifies as personal property? Think of…
Read More