Taking the Right Steps After Water Damage in Florida

Water damage can wreak havoc on your Florida home, from rotting wood and rusting steel to destroying furniture, electronics, and personal belongings. Whether caused by flooding, burst pipes, or roof leaks, water damage is often overwhelming, both emotionally and financially. While homeowner’s insurance typically provides coverage for such incidents, navigating the claims process in Florida can be a daunting task. That’s where we come in – EC Law Counsel, your trusted ally in securing the compensation you deserve.


Understanding Your Coverage in Florida

Homeowner’s insurance policies in Florida generally encompass water damage to your home, personal belongings, and additional structures on your property. The extent of your coverage will depend on your specific policy, so it’s crucial to familiarize yourself with its terms. Insurance may not cover all types of water damage, and understanding the distinctions can be challenging. which is why EC Law Counsel is here to simplify the process. Our property damage attorneys are adept at unraveling the intricacies of your policy,  ascertaining the legitimacy of your claim, and ensuring you are justly compensated for your loss. 


Initial Steps After Water Damage

When confronted with the aftermath of water damage, swift action is paramount. Timely reporting of the incident to your insurance company is crucial. Comprehensive documentation, including meticulous video footage, photographs, and damage estimates, serves as your arsenal. Your insurer may request additional information such as a recorded statement, examination under oath, or a sworn statement of proof of loss. By Florida law, your claim must be acknowledged within 14 days and resolved within 90 days.


Mitigating Your Damages

Protecting your property from further damage is crucial after water intrusion. Insurance companies term this as “mitigating your damages.” If you incur any out-of-pocket expenses for immediate repair work, safeguard those bills for later reimbursement. While do-it-yourself restoration efforts may seem enticing, they can inadvertently exacerbate the damage and hinder your claim process.

While you can handle a water damage claim yourself, many insurance companies resort to tactics aimed at reducing their payout. Tactics such as undervaluing damage, prolonging the claims process, or unjustly denying claims can create significant hurdles. EC Law Counsel ensures that your water damage claim is handled with expertise. Our accomplished team includes former insurance adjusters and claims clerks, providing us with a unique insight into the strategies employed by insurance companies.


How EC Law Counsel Can Help

At EC Law Counsel, we’re your trusted partner when it comes to water damage claims in Florida. Our commitment to you is unwavering, and our comprehensive services are designed to make your journey towards fair compensation as smooth as possible. We begin by meticulously evaluating your water damage coverage and providing you with a realistic estimate of your potential settlement to ensure you receive what you rightfully deserve. We take charge of the entire claims process, guaranteeing that you meet all post-loss obligations. You can rest easy knowing that we handle all inspections and communications with your insurance provider while keeping you updated on the progress of your claim. If your insurer unjustly denies your claim, we’re not afraid to challenge them on your behalf. Our ultimate goal is to secure a settlement that fully compensates you for your losses, so you can move forward with confidence. Experience peace of mind with EC Law Counsel by your side.


EC Law Counsel: Your Partner in Water Damage Claims

Has your Florida property suffered water damage? Are you facing challenges with your insurance company in regards to your property damage claim? Our skilled legal team can examine your insurance policy, negotiate with your insurer, and reopen your denied claim. For years, EC Law Counsel has protected the rights of homeowners facing water damage across Southeast and Southwest Florida. Contact our Hollywood office at 954-861-0833 or our Fort Myers office at 239-922-1771, to schedule a complimentary consultation with an experienced property attorney. Your path to fair compensation begins here.